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Your use of the Elements Financial Planning System app and course, or any information or material available through it, is subject to these terms and conditions. By accessing or using our services, you agree to be legally bound by these terms and conditions.

No Financial Advice

The content provided by Modern Wealth Coaching, including all information available from the Elements Financial Planning System app or course, is intended solely for educational and informational purposes. It is not intended as, and does not constitute, financial or investment advice, nor should it be used for the purpose of making investment decisions. We are not a financial advisor or broker-dealer, and we do not endorse or recommend the purchase or sale of any specific securities, financial instruments, or investment strategies.

No Fiduciary Duty

Modern Wealth Coaching does not have a fiduciary relationship with you by virtue of your use of the Elements Financial Planning System app or course. Any relationship between Modern Wealth Coaching and you will be non-advisory and non-discretionary. You are solely responsible for determining whether any investment, investment strategy, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance.

Accuracy of Information

While we strive to keep our content up-to-date and accurate, we do not warrant the accuracy, completeness, or usefulness of this information at any given time. Any reliance you place on such information is strictly at your own risk.


Investing in financial markets involves risk, including the possible loss of principal. You should carefully consider your financial situation and consult a financial advisor or relevant professionals before making any investment decisions.

No Guarantee

Past performance is not indicative of future results. The Elements Financial Planning System app and course do not guarantee any specific outcomes or profits.

Limitation of Liability

Under no circumstances will Modern Wealth Coaching be liable for any loss or damage resulting from your reliance on information in the Elements Financial Planning System app or course.

By using the Elements Financial Planning System app or our course, you confirm that you have read, understood, and agreed to this disclaimer. If you do not agree with any part of this disclaimer, you should not use our services.